Credit Manager – Distributor – Dubai - Polyclinic Dubai Star-Dubai
Dubai -Title : Credit Manager – Distributor Location : Dubai - Salary : Open CVs : [email protected] NOTE: To avoid spamming with irrelevant resumes, we suggest genuinely interested candidates to read through the entire job description to understand and verify the suitability of your profile for this role before applying. This is a “Plug and Play” role to get risk-free quick-results for a family business . Due to our limited time/resources, only shortlisted candidates can be contacted but we would always consider your profile for other suitable roles. Salary depends on candidate’s skills, experience and other attributes. Hiring preference always depend on candidates’ skills/experience/knowledge and other attributes which are suitable for client’s customer demographics to gain better revenue/customer experience. Our client, a multicultural organization, embraces the culture of workplace diversity and inclusion , without compromising candidates’ performance/qualifications. The client values individuality and offers an inclusive fast-paced process-oriented work environment. Position Responsibilities: Turn around Company credit operatios, correcting long-standing issues with aged receivables and collections; introduced new policies and procedures, improving collections results 20% while ensuring less than 5% of billing was past due at the end of each month. Collaborated with multiple departments to address and correct billing errors, ensuring invoices correctly aligned with customer purchase orders for billing and collections purposes. Enabled growth in annual revenue while also decreasing the amount of bad debt the company wrote off each year. Owned full accountability for all credit operations. Provided credit management training for managers and employees, developed policies and procedures for proper management of collections and credit activity, and ensured compliance with all applicable state and federal regulations. Managed the collections and credit staff, overseeing retraining of existing team members while recruiting new employees to fill skill gaps; coached team in achieving department and business objectives. Developed and implemented formal corporate credit, collection, cash sales, and export policies as well as credit applications and related terms and conditions. Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales, and billing departments to quickly resolve disputes and advance payments. Assisted CFO with bill of sale contracts when needed; reviewed customer contracts and advised CFO of terms in contracts that were contrary to company’s terms and conditions. Coordinated lockbox transactions with accounting team, including auto cash apply, reduced manual deposits and reduced processing days and mail delay by having customers wire or payments directly to the bank. Handled all collection and assist in legal matters such as trial, preference action claims, mediation, small claims court, arbitration, post-trial judgments, bankruptcy, and antitrust laws. Managed all credit, collections, billing, and administrative operations for a company while assigning and enforcing all approved credit lines. Created and maintained customer files with signed credit applications for all credit, collection, legal, and handled client relations. Developed and implemented corporate credit, collection, and cash sales policies as well as corporate credit application terms and conditions; also, reviewed and defined credit department job descriptions. Assisted with analysis and forecasts of sales and credit, significantly reducing bad debt exposure and days sales outstanding in alignment with company goals. Designed and rolled out antitrust training for all credit, sales, and management personnel, working effectively with team leadership to implement new tools and techniques for staff retention and development. Maintained corporate documentations, board resolutions, meeting minutes, and stock options/certificates. Ensured compliance with all insurance requirements and sales tax laws. Apply structured approach to assess the creditworthiness of a borrower: Purpose, payback, risks and structure. Structure facilities which meet the commercial needs of a borrower while simultaneously protecting the company’s interests. Assign an internal risk rating to a credit based on a set of parameters. Prepare packages related to credit participations & credit Appraisals- Initial-Interim & Annual Reviews. Anticipate a company’s future performance and credit outlook using a cash flow approach to ascertain its ability to service /refinance its debt when it comes due. Sensitize forecasts for key variables & drivers; interpret the results and their effect on creditworthiness. Designing appropriate safeguards to protect repayment sources and/or signal deteriorating performance, and propose agreements which ensure that the company’s interest is maintained throughout the life of the transaction. Develops and maintains professional relationships with key personnel of existing and potential corporate clients to provide a broader range of communication, service consistency and response to clients’ needs. Assists/prepares Credit Appraisal for new/existing clients including management analysis, industry analysis and profitability analysis. Assists/prepares offering tickets to be presented senior management, to obtain approval on special exceptions to the terms & conditions. Spreads and analyzes financial statements of potential and existing customers utilizing the bank’s accepted analytical credit criteria Preparation of legal documents (as advice by the legal department) and ensure documents validity for bilateral relations. Monitors compliance as per loan agreement covenants. Identify and timely report on all negative events and early signals of potentially problematic accounts / relationships if any. Accompanies Relationship Manager on sale calls/customer calls, and preparing call reports after call visits. Provides backup for team members during their absence. Also acts as liaison between corporate department and other departments, as required Handling day to day affairs of existing clients. Position Requirements:and Experience Bachelor degree in Finance – Preferably CFA qualified Minimum of 8 years of experience in Financial Management experience Previous management required This posting is just an outline of the basic responsibilities and requirements for the position, there is more to being a member of the team, so just keep in mind that this is not a comprehensive list of everything the job will entail. Your duties, responsibilities and activities may change as per business requirements. Please refrain from applying if your profile is not exact match for this role. Mail CVs to [email protected] Whilst we will endeavor to contact you following your application, due to the high volume of applications if you have not had notification from us within 24 hours please take your application as not being successful this time, we will keep your details in the database for future opportunities. NB: Please note that, not getting shortlisted for a role is no reflection on your skills or qualifications; it simply means that the hiring manager is giving more priority to many other specific factors other than skills or experience which are relevant to this position based on their current business requirements/customer demographics.* Please note that candidates are NOT selected merely based on skills/experience . We urge majority of the Hiring Managers who work with us to use Talent Analytics that check various factors based on their previous hires, including Nature of the job, Suitability to team/company culture, Possible duration a candidate sticks with the company, Nature of client-pool, Work locations/timings, Market Knowledge and many other factors that add value to business/customers. The hiring decisions are taken to run the business at low-risk in steady, optimized, efficient manner.
Specialist Doctor - Leading IT Consultancy-Dubai
Dubai -CommissionAED40,000 - AED60,000 a monthMedical Center Located in Dubai - Looking Investments From Specialist Doctors. Medical Center has 24 Insurance Companies. General Medicine, Dentist, Orthopaedics, Internal Medicin, Dermatology, Physiotherapy, X-Ray, Ultrasound & Laser Hair Removal. 10 Shares each Share coast 200,000/-Job Type: CommissionSalary: AED40,000.00 to AED60,000.00 /month
Human Resources Executive - Transfast-Dubai
Dubai -Required Human Resources Executive for Dubai -,Bachelor’s degree in Human Resources or relevant field and 5 years work experience . Job description / Role HR Administration Prepare new employee files and maintain filing checklist Coordinate all matters of work permits, visas and cancellation with the PRO Initiate visa process, arrange medical insurance other documents Make administrative arrangements for new employees including desks, network phones and business mobile phones, business cards, access cards and other stationary and equipment (as per employee eligibility) Serve as a point of contact for all new employee questions Update and Maintain HR files & Databases Perform file audits to ensure that all required employee documentation is collected and maintained Prepare the monthly attendance report for the payroll for all entities. Prepare the attendance for end of service and leave settlement and coordinate with finance department. Prepare expense reimbursements and medical insurance claim forms Recruitment / Talent Acquisition Participate in recruitment efforts as per instructions from HR Manager Post job advertisements and organise Job applications and resumes Schedule job interviews and assist in the interview process Initiate the sourcing for all positions including liaising with the relevant Line Manager Maintain and update CV Database Perform initial screening of all short listed candidates for each position and liaise with recruitment agencies (as required) Facilitate the interview process with Line Managers Prepare Employment Contract and undertake all reference checks and document attestation requirements Initiate the Group’s on boarding process by preparing and conducting induction training’s for new employees. Closely monitor and support new employees during their orientation period Compensation and Benefits Record employees’ compensation and benefits entitlements in the employees’ payroll data Collect employees’ health insurance cards and distribute to employees’ Track any overtime claimed by employees’ HR Operations Manage time and attendance administration Maintain all data/ information relating to employees’ leave, overtime, attendance and advances Learning and Development Receive and codify in record offers from 3rd parties on learning and development actions and training’s Assist HR Manager towards the preparation of training’s either internally delivered or provided by an external provider with an emphasis on the logistics (invitations to participants, training documents printouts, communicate organizational details with participants, coordinate logistics with external providers, coordinate booking of training venues, ensure training visuals and materials are in venue-proper projector output, presence of flip charts if requested- and oversee the F&B arrangements for training events as requested). Performance Management Assist in the performance management process by collecting and filing relevant documents. Administer, organize, and coordinate Group’s performance management programs to ensure employee understanding of performance measures, job expectations, clarity of competencies, objectives and performance results. As part of Performance Management process assist the logistics of employee recognition in collaboration with HR Manager, including announcements and input of recognition awards data into the HR Management system Participate effectively in the company’s performance management system including seeking feedback from supervisor on positive areas and areas of improvement. Be an effective contributor in the half year review and annual performance review and personal development meeting with HR Manager Disciplinary and Grievances Support the management for disciplinary and grievance issues Enforce all disciplinary and grievance actions as per the HR Policy Prepare disciplinary documents as per instruction from HR Manager End of Employment Coordinate the end-to-end exit process for exiting employees Arrange exit interviews with all employees who are resigning (as required) Develop and maintain an Exit Checklist Form and ensure that all company owned assets are returned at end of employment for all employees’ Innovation Assume initiative to contribute individual creative ideas that would possibly impact in four specific areas in the department or the organization: the improvement of processes, enhance service quality, optimization of costs or potential generation of new revenue streams Requirements Minimum Qualifications Bachelor’s degree in Human Resources or relevant field Certification / training in HR Management Minimum Experience Minimum of 5 years of experience in the Middle East region, with at least 2 years in a supervisory level. Job-Specific Skills Experience in delivering successful HR support Demonstrable ability to deal with difficult and challenging situations Knowledge of HR functions (Compensation & benefits, recruitment, training & development etc.) Strong understanding of UAE employment and related legislation Proficient in MS Office; knowledge of HRMS is a plus Outstanding organizational and time-management abilities Excellent communication and interpersonal skills Problem-solving and decision-making aptitude Strong ethics and reliability Fluent in English