Credit Manager – Distributor – Dubai - Eat-Dubai
Dubai -Title : Credit Manager – Distributor Location : Dubai - Salary : Open CVs : [email protected] NOTE: To avoid spamming with irrelevant resumes, we suggest genuinely interested candidates to read through the entire job description to understand and verify the suitability of your profile for this role before applying. This is a “Plug and Play” role to get risk-free quick-results for a family business . Due to our limited time/resources, only shortlisted candidates can be contacted but we would always consider your profile for other suitable roles. Salary depends on candidate’s skills, experience and other attributes. Hiring preference always depend on candidates’ skills/experience/knowledge and other attributes which are suitable for client’s customer demographics to gain better revenue/customer experience. Our client, a multicultural organization, embraces the culture of workplace diversity and inclusion , without compromising candidates’ performance/qualifications. The client values individuality and offers an inclusive fast-paced process-oriented work environment. Position Responsibilities: Turn around Company credit operatios, correcting long-standing issues with aged receivables and collections; introduced new policies and procedures, improving collections results 20% while ensuring less than 5% of billing was past due at the end of each month. Collaborated with multiple departments to address and correct billing errors, ensuring invoices correctly aligned with customer purchase orders for billing and collections purposes. Enabled growth in annual revenue while also decreasing the amount of bad debt the company wrote off each year. Owned full accountability for all credit operations. Provided credit management training for managers and employees, developed policies and procedures for proper management of collections and credit activity, and ensured compliance with all applicable state and federal regulations. Managed the collections and credit staff, overseeing retraining of existing team members while recruiting new employees to fill skill gaps; coached team in achieving department and business objectives. Developed and implemented formal corporate credit, collection, cash sales, and export policies as well as credit applications and related terms and conditions. Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales, and billing departments to quickly resolve disputes and advance payments. Assisted CFO with bill of sale contracts when needed; reviewed customer contracts and advised CFO of terms in contracts that were contrary to company’s terms and conditions. Coordinated lockbox transactions with accounting team, including auto cash apply, reduced manual deposits and reduced processing days and mail delay by having customers wire or payments directly to the bank. Handled all collection and assist in legal matters such as trial, preference action claims, mediation, small claims court, arbitration, post-trial judgments, bankruptcy, and antitrust laws. Managed all credit, collections, billing, and administrative operations for a company while assigning and enforcing all approved credit lines. Created and maintained customer files with signed credit applications for all credit, collection, legal, and handled client relations. Developed and implemented corporate credit, collection, and cash sales policies as well as corporate credit application terms and conditions; also, reviewed and defined credit department job descriptions. Assisted with analysis and forecasts of sales and credit, significantly reducing bad debt exposure and days sales outstanding in alignment with company goals. Designed and rolled out antitrust training for all credit, sales, and management personnel, working effectively with team leadership to implement new tools and techniques for staff retention and development. Maintained corporate documentations, board resolutions, meeting minutes, and stock options/certificates. Ensured compliance with all insurance requirements and sales tax laws. Apply structured approach to assess the creditworthiness of a borrower: Purpose, payback, risks and structure. Structure facilities which meet the commercial needs of a borrower while simultaneously protecting the company’s interests. Assign an internal risk rating to a credit based on a set of parameters. Prepare packages related to credit participations & credit Appraisals- Initial-Interim & Annual Reviews. Anticipate a company’s future performance and credit outlook using a cash flow approach to ascertain its ability to service /refinance its debt when it comes due. Sensitize forecasts for key variables & drivers; interpret the results and their effect on creditworthiness. Designing appropriate safeguards to protect repayment sources and/or signal deteriorating performance, and propose agreements which ensure that the company’s interest is maintained throughout the life of the transaction. Develops and maintains professional relationships with key personnel of existing and potential corporate clients to provide a broader range of communication, service consistency and response to clients’ needs. Assists/prepares Credit Appraisal for new/existing clients including management analysis, industry analysis and profitability analysis. Assists/prepares offering tickets to be presented senior management, to obtain approval on special exceptions to the terms & conditions. Spreads and analyzes financial statements of potential and existing customers utilizing the bank’s accepted analytical credit criteria Preparation of legal documents (as advice by the legal department) and ensure documents validity for bilateral relations. Monitors compliance as per loan agreement covenants. Identify and timely report on all negative events and early signals of potentially problematic accounts / relationships if any. Accompanies Relationship Manager on sale calls/customer calls, and preparing call reports after call visits. Provides backup for team members during their absence. Also acts as liaison between corporate department and other departments, as required Handling day to day affairs of existing clients. Position Requirements:and Experience Bachelor degree in Finance – Preferably CFA qualified Minimum of 8 years of experience in Financial Management experience Previous management required This posting is just an outline of the basic responsibilities and requirements for the position, there is more to being a member of the team, so just keep in mind that this is not a comprehensive list of everything the job will entail. Your duties, responsibilities and activities may change as per business requirements. Please refrain from applying if your profile is not exact match for this role. Mail CVs to [email protected] Whilst we will endeavor to contact you following your application, due to the high volume of applications if you have not had notification from us within 24 hours please take your application as not being successful this time, we will keep your details in the database for future opportunities. NB: Please note that, not getting shortlisted for a role is no reflection on your skills or qualifications; it simply means that the hiring manager is giving more priority to many other specific factors other than skills or experience which are relevant to this position based on their current business requirements/customer demographics.* Please note that candidates are NOT selected merely based on skills/experience . We urge majority of the Hiring Managers who work with us to use Talent Analytics that check various factors based on their previous hires, including Nature of the job, Suitability to team/company culture, Possible duration a candidate sticks with the company, Nature of client-pool, Work locations/timings, Market Knowledge and many other factors that add value to business/customers. The hiring decisions are taken to run the business at low-risk in steady, optimized, efficient manner.
SHIP TECHNICIAL SUPERINTENDANT - Gusta HH-Dubai
Dubai -The principal job of a Ship Technical Superintendent is daily monitoring of vessel movements and ships performance from a mechanical & technical aspect.You would be responsible for the supervision of operations, including the monitoring of the vessel’s condition and ship’s staff compliance with management policies and safety.As a Ship’s Technical Superintendent, you would be required to monitor the vessel movements daily.In this job you may be required to supervise operations and monitor vessel condition and ship’s staff compliance with management policies, international, state or local Maritime regulations.The Ship Technical Superintendent is responsible for all technical and operational related issues, including correspondence. You will be directly responsible for ensuring all procedures are adhered to and comply with International safety management (ISM), classification society rules, and Maritime insurance.As Ship Technical Superintendent you will supervise vessels from an engineering aspect but you will be mainly office based.The Ship Technical Superintendent’s job will be to liaise directly with the vessel owner, respond to any charter or technical and operational questions.The management and hire of ship’s staff may also be part of the Ship’s Technical Superintendent’s role.The role also includes the briefing and debriefing and appraisal of Masters, Chief Engineers and other senior officers.The Ship Technical Superintendent works closely with the Operations Superintendents and provide technical advice to the HSE and Operations Departments.The Ship Technical Superintendent will be required to devise, agree and monitor budgets.You may also be required to review SIRE or other inspection observations and deficiencies and work with the vessel and Operations Department to track them through to close out.Key skills and qualificationsTo be successfully employed as a Ship Technical Superintendent within Maritime, you would be required to have been educated to a high standard, preferably holding a related degree or internationally recognised shipping qualification.Previous experience in this role would be required, or the applicant would need to demonstrate their ability to do the job of Ship Technical Superintendent. Ideally applicants will have previously sailed at sea as a chief engineer or a 2nd engineer.The role of Ship Technical Superintendent carries a lot of responsibility and so the ideal candidate would be someone who can handle difficult and sometimes stressful situations, along with the ability to negotiate and make both executive and technical decisions.You must understand basic accounting and be capable of devising and managing budgets.A Ship Technical Superintendent needs to be a clear communicator, both verbally and in written format.As a Ship Technical Superintendent you must be able to carry out risk assessments and accident investigations and prepare associated reports concisely.Previous people management skills, including staff reviews and monitoring of KPI’s is required.A Ship Technical Superintendent must be able to operate Microsoft Windows, Excel etc.Job Type: Full-timeExperience:as a chief engineer or a 2nd engineer: 3 years (Required)
Medical Insurance Coordinator - La Familia Medical Center-Dubai
Dubai -We are seeking a qualified individual for the position of Insurance Coordinator5 years of experience in the medical field Hospital/Medical CenterHandling receptionBillingKnowledgeable in CPT CodesSubmissionsClaimsRAInsurance full cycleReceiving patientsTaking insurance approvalsAnswering phone callsEnrolling insuranceVery good communication skills with Obtain approvals from the Insurance Companies for the patient when required.Obtaining instant verbal pre-authorization code for Service.Expert in Microsoft Office (MS Word, Excel, Outlook)Job Type: Full-timeExperience:insurance coordinator: 5 years (Preferred)
Medical: 5 years (Preferred)
Location:Dubai - (Preferred)